Four people charged with obtaining mortgages by fraud

15/02/2011

West Midlands Crown Prosecution Service (CPS) has authorised a number charges against four people who are alleged to have fraudulently obtained mortgages.

Peter Tooke, Special Casework Lawyer from the West Midlands CPS Complex Casework Unit, said: "Following a detailed investigation by West Midlands Police's Economic Crime Unit into an alleged mortgage fraud,  I have advised officers to charge Ms Wendy Jackson, 44, with conspiracy to defraud mortgage lenders, fraudulently obtaining a mortgage by false representation and money laundering; Ms Ravinder Sira, 46, with  conspiracy to defraud mortgage lenders,  two counts of money laundering and two counts of retaining a wrongful credit; Ms Satvinder Sira, 35, with conspiracy to defraud mortgage lenders and Mr Howard Davies, 49, with conspiracy to defraud mortgage lenders, one count of money laundering and one count of failing to disclose money laundering.

"These charges relate to allegations that mortgages were obtained fraudulently on a number of properties around the country in 2008 and 2009.

"This decision was taken in accordance with the Code for Crown Prosecutors."

The defendants will appear at Birmingham magistrates' court on Monday 28th February, 2011.